This will not need any security or collateral. If somebody features a good credit rating, he or she becomes entitled to a pre-approved personal bank loan. It has a processing that is quick and loan gets disbursed in moments.
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Key features
- Disbursal in 3 seconds* – you can get funds directly into your account in just 3 seconds if you are an ICICI Bank customer and also eligible for a pre-approved loan*
- Minimal paperwork – Pre-approval Personal Loan at ICICI Bank is a hassle-free procedure which calls for zero or minimal paperwork for loan approval
- Least processing time – The pre-approved loan clients take pleasure in the processing time that is least for disbursal of loan
- No Security/ Collateral required – ICICI Bank provides pre-approved Personal Loan to chosen clients with no protection or security
- Versatile Repayment – At ICICI Bank, pre-approved personal bank loan clients enjoy versatile payment scheme permitting clients to select tenure and level of their choice. This will make loan payment really effortless and hassle-free for the clients.
Eligibility
ICICI Bank pre-approved Personal Loan is generally speaking wanted to clients having a credit that is good or who possess on a max lend loans review (upd. 2020) | speedyloan.net clean tabs on repaying their dues. It’s also agreed to clients if they have no credit score talking about parameters like earnings and saving history. You can log in to Internet Banking using iMobile app or through www. Icicibank.com to check your eligibility if you are an ICICI Bank customer.
Amount and Tenure
The pre-approved unsecured loan quantity varies for each and every person. The utmost amount that is pre-approved get as much as Rs 20 lakh* which considers customer’s credit score in addition to loan payment period. To settle the loan, you are able to decide for tenure including a couple of years to 60 months which can make the mortgage payment procedure simple for ICICI Bank clients.
Test Unsecured Loan Calculation
| Loan Amount | Rs. 1,000,000 |
|---|---|
| Rate Of Interest | 11.25% per year |
| Loan Term | 60 Months |
| Monthly EMI | Rs. 21,867 |
| Processing charges | 1.25percent of loan amount plus GST |
*The values shown are for representation purposes just. Real values may vary.
How exactly to use?
You are able to submit an application for ICICI Bank pre-approved unsecured loan in simply 4 actions:
Step one: Fill the application form:
- Apply through iMobile www. Icicibank or app.com
- Go to the nearest ICICI Bank branch
Step two: choose your needed loan amount and tenure.
Step three: Amount are going to be credited for your requirements.
What exactly is pre-approved Unsecured Loan?
A pre-approved personal bank loan is normally made available from banking institutions to customers who possess a clean background of repaying their dues. It’s provided by reduced rates of interest. It’s also available in instance client doesn’t have credit score foundation parameters like earnings and cost savings history.
What’s the amount that is pre-approved may be sanctioned?
It is according to your credit history and loan payment track. ICICI Bank provides amount that is pre-approved to Rs 20 lakh.
How to submit an application for A pre-approved loan?
You are able to use through ICICI Bank internet site, ICICI Bank iMobile app or ICICI Bank ATM or simply SMS PL to 5676766.
How do you repay the loan that is pre-approved?
You are able to repay the mortgage in Equated Monthly Instalments (EMIs). Then through NACH mandate if you have an ICICI Bank Account, you can mandate us to directly debit the same through auto debit mandate or if you have an alternate bank account.
Just just How time that is much it simply take for pre-approved loan approval and disbursal?
Pre-approved loans are instant approved loans and need simply 3 seconds* for disbursal.
Do I need safety to avail of Instant Personal Loan?
No, there isn’t any dependence on protection or guarantor for the pre-approved Personal Loan.
*The loan quantity will undoubtedly be credited upon conclusion of this online verification and acceptance of last offer.